The insurance industry has evolved. Carriers must provide brokerage access in order to stay competitive in an ever evolving market.
To better understand the differences betweenBrokers&Agents, use the left/right slider in the following image
Agentsvs Brokers
Agents
Agents are salesman, often using bait & switch tactics. They have a limited scope of options which usually involves lots of waiting. And sadness. And worms.
Beholden to carrier's profits
Sells client on a particular carrier
Fewer options
Limited customization
Take it or leave it pricing
Less wiggle room for health
Lower tolerance for medications
More likely to decline
Salesman
BROKERs
A broker casts a marketwide net, providing more options while simplifying the process —ultimately saving you time & money, affording you and your family the luxury of knowing your loved ones remain prepared for tomorrow.
Beholden to client's needs
Sells carrier on underwriting client
Shops the entire market
Provides full scope of options
Lowest premiums
Simple streamlined process
Less stress (therefore, better health)
Advocate for life
Agentsaresalesman, often using bait & switch tactics. They have a limited scope of options which usually involves lots of waiting.
And sadness. And worms.
Beholden to carrier's profits
Sellsyouon a single carrier
Fewer options
Limited customization
Take it or leave it pricing
More likely to decline
Salesman
Disappear once they sell you policy
Brokerscast a market wide net, providing more options while simplifying the process —ultimately saving you time & money, affording you and your family the luxury of knowing your loved ones remain prepared for tomorrow.
Beholden to client's needs
Sellscarrieron underwriting theclient
Shops the entire market
Provides full scope of options
Lowest premiums
Simple streamlined process
Less stress
Advocate for life
There's Nothing More Important Than Protecting Your Family
